Agricultural Fleet Insurance
UK Sure Agricultural Fleet Insurance provides cover for Agricultural Vehicles, Tractors, Private Cars, Goods Carrying Vehicles, Motorcycles, and Trailers. At least one agricultural vehicle or tractor forming part of the fleet, unless otherwise agreed.
We know that when you work in agriculture, your vehicles are critical to the day-to-day operation of your business. In a constantly evolving world, vehicles of all shapes and sizes are playing an increasingly vital role in realising your farm’s true potential.
UK Sure Agricultural Fleet Insurance takes care of all your farm vehicles, private and commercial, under one policy — from cars to commercial goods vehicles and from ATVs to class-leading combines.
About Agricultural Fleet Insurance
Agricultural fleet insurance, which can also be referred to as rural vehicle insurance, provides farm owners with protection against the risks that their vehicles face, whether that be accidents, fires, thefts, acts of vandalism or unforeseen events.
The insurers we work with will typically provide cover for the following types of farm vehicles:
Tractors
Combine harvesters
Diggers
Quad bikes
Commercial vehicles such as lorries, vans and 4x4s
Private cars
Horseboxes
Trailers
Free Agricultural Implement cover starting from £100,000 on any one item whilst attached or detached
Agricultural fleet insurance covers all of your farm vehicles under the same policy.
However you choose to insure your rural vehicles, our team of rural specialists will ensure that your policy is tailored to your preferences and your budget.
Frequently Asked Questions
Question: Can anyone drive a vehicle on fleet insurance?
With fleet insurance, you can choose to cover any driver to any vehicle. Alternatively, you can also insure specific drivers to specific vehicles. You can also choose any driver over 30 or over 25 to all vehicles.
Question: How can I reduce my fleet insurance costs?
By regularly checking your drivers data, you can get insights about what areas need to be improved. Discuss this data with your drivers to encourage better driving and to reduce the occurrence of accidents, which should help you broker negotiate cheaper rates when it's time to renew your fleet insurance.
Question: Is fleet insurance worth it?
While fleet insurance can be highly beneficial for most businesses, there might be times when it's better to stick with a single vehicle policy. Usually the main factor in deciding this is the size of the fleet you want to insure.
Question: How is fleet cost calculated?
By dividing fixed and variable costs by the number of miles traveled, businesses can pinpoint the exact cost of operating their fleet per mile. This calculation helps assess the financial impact of fleet management decisions, from vehicle acquisition to maintenance strategies.
Question: How many vehicles does it take for a fleet policy?
While the specific number varies based on the insurance broker and regional regulations, in general, a fleet is considered to be anywhere from two to five or more vehicles owned by a single entity or business.
Question: Is there an drivers age limit for fleet insurance?
Fleet insurers typically have an age limit for the drivers they will insure. They usually exclude any driver under the age of 21, however the exact age varies depending on the insurer. Always check this detail if you are searching for fleet insurance for young drivers.
Question: How far can you drive an agricultural vehicle?
There's no set distance limit for driving agricultural vehicles, but certain rules and regulations apply depending on the type of vehicle and the activity, including the need for an operator's license for certain distances and types of transport.
Question: Is fleet insurance cheaper than individual insurance?
In most cases, fleet insurance is cheaper than individual vehicle insurance. If you have two or more vehicles within your company, it is likely that you will benefit from getting a fleet insurance policy to cover all your vehicles together, rather than under separate policies.
Do you have a question about agricultural fleet insurance? Submit your question here
How our customers rate us
Muito bom, fiquei satisfeito!
Carlos Wilker
2024-11-20
Ricardo Ribeiro
2024-11-11
very happy with the services provided, they help with everything we need and are always available to help us and clarify any doubts, super grateful for the help and work they do to help us get everything done, I love it and I recommend it
Carlos Farinha
2024-10-30
I highly recomend this insurance dealer. I was completely impressed with their professionalism and customer service. 100%...Exceeding my expectation...
UK Sure Customer Services
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