Save time and money with Cheap Breakdown Cover
Cheap Breakdown Insurance
You can’t guarantee that you won’t break down, but you can ensure that, if you do, you’ll have cover in place. Depending on the level of cover chosen, with UK Sure motor breakdown insurance, you get help with your vehicle when you need it most. If you break down, you can rest assured that there’s a trained professional on hand to try to fix your car.
About this policy
Suitable for
→ Courier Drivers
→ Those with private vehicles less than 15 years in age.
→ Couriers with light commercial vehicles less than
10 years in age.
Not Suitable for
→ Vehicles weighing over 3,500kg.
→ People driving a minibus, motorhome, horsebox or limousine.
→ For European trips exceeding 90 days.
Levels of Breakdown Cover
Standard Recovery
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Help to repair your vehicle at the roadside in the UK when you are more than ¾ mile from your home.
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If your vehicle cannot be repaired within 60 minutes, your vehicle, you, and the passengers will be transported to the nearest garage (within 20 miles).
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If recovery to the nearest garage is not possible or the repair cannot be made the same day, your vehicle, you and the passengers will be transported to your home or a chosen destination, provided this is 20 miles or less from where the breakdown took place.
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Recovery of a trailer or caravan if attached to your vehicle.
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Misfuelling cover – up to £250 to pay for the cost of draining incorrect fuel, and replacement with up to 10 litres of correct fuel.
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Key cover – to recover you to your home or a garage/dealership if you lose or break your keys or lock your keys in your vehicle.
National Recovery
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Everything covered by the Standard Recovery policy but with additional nationwide recovery.
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Recovery of your vehicle if you are medically unfit to drive.
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Overnight accommodation or alternative travel as an alternative to recovery.
National Plus
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All the same benefits as National Recovery plus help to repair your vehicle at home or within ¾ mile from home.
European
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Help to repair your vehicle at the roadside.
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Up to £150 towards reimbursement of costs of being towed to a place of safety following a breakdown on a motorway or major public road in France and some other European countries.
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If your vehicle cannot be repaired within 60 minutes, your vehicle, you, and the passengers will be transported to the nearest garage.
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If your vehicle cannot be repaired the same day, alternative transport (up to £500) and/or emergency accommodation (up to £1,000 in total per breakdown) cover whilst your vehicle is being repaired.
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Suitable cover in the event of a breakdown near the end of your trip if there is insufficient time to repair the vehicle.
European Plus
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Everything covered by European Recovery plus help to repair or recover your vehicle at home or within ¾ miles from home.
Why buy a Motor Breakdown Insurance policy with UK Sure?
Our insurance policies are straightforward, affordable, and can be bought online in minutes
Experiencing a breakdown of a flat tire, engine problem, or electrical issue can be a daunting experience, especially when your car is essential for your work. With a Motor Breakdown Insurance policy from UK Sure, you can alleviate some of that stress, knowing a trained professional will be available to assist with repairs or provide transportation to your home or the nearest garage if necessary.
At UK Sure, we provide various coverage options, allowing you to select the policy that best suits your needs, whether you require nationwide assistance or coverage for trips to Europe.
Are you a Courier Driver looking for Breakdown Cover? Call our team on 01323 416706
Or get a quote online
Luana Pereira - C Services
How to buy
01
Get a quote online
Click the button Start a Quote. Provide a few details about yourself, your vehicle, and the coverage you need. For instance, choose any options you may require, such as assistance in Europe or from your home address.
03
Buy Policy
Once you are happy with the price and cover, you can buy your policy online and have access to your documents immediately.
Your documents will be emailed to you and stored in your account online.
02
Quote displayed
Our best price will be displayed online. In addition to the level of coverage, you will also be able choose how you would like to pay for you policy!You can choose to pay for your policy in installments or in one lump sum.
04
Access your documents
Your documents will be stored in your online account. Remeber, should your circunstances change (address, vehicle, etc) you can just login to your account and easily make any necessary amendements online.
Policy Documents
Breakdown insurance FAQs
UK Sure Motor Breakdown Insurance will ensure that if you break down there’s a trained professional on hand to get you back on the road as quickly as possible. Here are the answers to some commonly asked questions
Breakdown Insurance
What is Motor Breakdown Insurance?
Motor breakdown insurance ensures that, if your vehicle breaks down, a trained professional will be sent out to get you back on the road or, if this is not possible, to transport you to your home (within 20 miles) or the nearest garage.
Protection
How can Motor Breakdown Insurance Driving Instructors protect you?
When it comes to our insurance policies, we hope you’ll never have the misfortune of needing to make a claim. But, if you do, Motor Breakdown Insurance gives you peace of mind that you won’t have to pay a large sum of money out of your pocket if you do break down.
Courier Insurance
Does Courier insurance cover me for breakdown?
Typically, your regular courier insurance doesn’t cover breakdown recovery. It generally only covers costs and compensation for damage or injury caused by an accident. You need to add breakdown cover to your policy to ensure your car will be repaired or recovered in the event of a breakdown.
Tyres
Does my breakdown cover include tyres?
Yes, our breakdown cover does include replacement of punctured tyres, provided you are carrying your legally required spare.
Repairs
Does my breakdown cover repais?
Yes, breakdown cover does pay for the roadside repair of your vehicle or for recovery to a garage, provided it is 20 miles or less from the scene of the breakdown. However, it does not cover repair and labour costs beyond 60 minutes at the scene of the breakdown or for any additional parts or materials used for the repair.
Roadside/Breaakdown Cover
Is roadside assistance the same as breakdown cover?
Roadside assistance is a basic form of breakdown cover that sends someone out to the scene of the breakdown to try to repair your vehicle.
Accident
Am I covered if my vehicle is involved in a crash?
No, our policy does not cover you for breakdowns that occur as a result of your vehicle being involved in an accident.
Home Cover
Am I covered if I breakdown at home?
If you take out National Plus cover, you also receive home assist, which ensures help is sent to your home or within ¾ of your home address. Lower levels of cover will only assist you if you break down more than ¾ of a mile from your home.
Coverage
Where am I covered?
If you have chosen cover Levels European or European Plus, cover is provided in the countries listed under the definition of “Territorial Limits (Europe)” which can be found in the Definitions section at the end of the Policy Document.
Excess
Is there an excess to pay?
With our policy, you can opt for a low or zero-excess option.
However, it's important to note that the cost of your excess will depend on the policy options you choose and if you opt for no excess this will increase your premiums.