Breakdown Cover for
Taxi Drivers
You can’t guarantee that you won’t break down, but you can ensure that, if you do, you’ll have cover in place. Depending on the level of cover chosen, with UK Sure motor breakdown insurance, you get help with your vehicle when you need it most. Protect your business with reliable breakdown cover for taxi drivers. Enjoy peace of mind with excellent support and quick response times.
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Suitable for
→ Private cars or motorcycles aged 15 years or less
→ Taxi & Courier Drivers
→ Taxi/Couriers with light commercial vehicles less than
10 years of age.
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Not Suitable for
→ Vehicles weighing over 3,500kg
→ People driving a minibus, motorhome, horsebox or limousine
→ For European trips exceeding 90 days.
Levels of Breakdown Cover
Standard Recovery
→ Help to repair your vehicle at the roadside in the UK when you are more than ¾ mile from your home.
→ If your vehicle cannot be repaired within 60 minutes, your vehicle, you, and the passengers will be transported to the nearest garage (within 20 miles).
→ If recovery to the nearest garage is not possible or the repair cannot be made the same day, your vehicle, you and the passengers will be transported to your home or a chosen destination, provided this is 20 miles or less from where the breakdown took place.
→ Recovery of a trailer or caravan if attached to your vehicle.
→ Misfuelling cover – up to £250 to pay for the cost of draining incorrect fuel, and replacement with up to 10 litres of correct fuel.
→ Key cover – to recover you to your home or a garage/dealership if you lose or break your keys or lock your keys in your vehicle.
National Recovery
→ Everything covered by the Standard Recovery policy but with additional nationwide recovery.
→ Recovery of your vehicle if you are medically unfit to drive.
→ Overnight accommodation or alternative travel as an alternative to recovery.
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National Plus
→ All the same benefits as National Recovery plus help to repair your vehicle at home or within ¾ mile from home.​
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European
→ Help to repair your vehicle at the roadside.
→ Up to £150 towards reimbursement of costs of being towed to a place of safety following a breakdown on a motorway or major public road in France and some other European countries.
→ If your vehicle cannot be repaired within 60 minutes, your vehicle, you, and the passengers will be transported to the nearest garage.
If your vehicle cannot be repaired the same day, alternative transport (up to £500) and/or emergency accommodation (up to £1,000 in total per breakdown) cover whilst your vehicle is being repaired.
→ Suitable cover in the event of a breakdown near the end of your trip if there is insufficient time to repair the vehicle. ​
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European Plus
→ Everything covered by European Recovery plus help to repair or recover your vehicle at home or within ¾ miles from home.
Our insurance policies are straightforward, affordable, and can be bought online in minutes!
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Experiencing a breakdown of a flat tire, engine problem, or electrical issue can be a daunting experience, especially when your car is essential for your work. With a Motor Breakdown Insurance policy from UK Sure, you can alleviate some of that stress, knowing a trained professional will be available to assist with repairs or provide transportation to your home or the nearest garage if necessary.
At UK Sure, we provide various coverage options, allowing you to select the policy that best suits your needs, whether you require nationwide assistance or coverage for trips to Europe.
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Are you looking for Breakdown Cover?
Call our team on 01323 416706
Or get a quote online
Policy Documents
Breakdown Insurance FAQs
UK Sure Motor Breakdown Insurance will ensure that if you break down there’s a trained professional on hand to get you back on the road as quickly as possible. Here are the answers to some commonly asked questions:
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What is Motor Breakdown Insurance?
Motor breakdown insurance ensures that, if your vehicle breaks down, a trained professional will be sent out to get you back on the road or, if this is not possible, to transport you to your home (within 20 miles) or the nearest garage.
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How can Motor Breakdown Insurance Driving Instructors protect you?
When it comes to our insurance policies, we hope you’ll never have the misfortune of needing to make a claim. But, if you do, Motor Breakdown Insurance gives you peace of mind that you won’t have to pay a large sum of money out of your pocket if you do break down.
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Does regular car insurance cover me for breakdown?
Yes, our breakdown cover does include replacement of punctured tyres, provided you are carrying your legally required spare.
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Does my breakdown cover include tyres?
Yes, our breakdown cover does include replacement of punctured tyres, provided you are carrying your legally required spare.
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Does my breakdown cover repais?
Yes, breakdown cover does pay for the roadside repair of your vehicle or for recovery to a garage, provided it is 20 miles or less from the scene of the breakdown. However, it does not cover repair and labour costs beyond 60 minutes at the scene of the breakdown or for any additional parts or materials used for the repair.
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Is roadside assistance the same as breakdown cover?
Roadside assistance is a basic form of breakdown cover that sends someone out to the scene of the breakdown to try to repair your vehicle.
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Am I covered if my vehicle is involved in a crash?
No, our policy does not cover you for breakdowns that occur as a result of your vehicle being involved in an accident.
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Am I covered if I breakdown at home?
If you take out National Plus cover, you also receive home assist, which ensures help is sent to your home or within ¾ of your home address. Lower levels of cover will only assist you if you break down more than ¾ of a mile from your home.
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Where am I covered?
If you have chosen cover Levels European or European Plus, cover is provided in the countries listed under the definition of “Territorial Limits (Europe)” which can be found in the Definitions section at the end of the Policy Document.
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Is there an excess to pay?
With our policy, you can opt for a low or zero-excess option.
However, it's important to note that the cost of your excess will depend on the policy options you choose and if you opt for no excess this will increase your premiums.
How do claims work?
Tam de Franca - Claims
Our claims process
Unlike price comparison websites, we take the hassle out of claims. We know how important it is to get your business back on track quickly – and with minimum fuss. That’s why you get access to a dedicated claims team that will strive to liaise with your insurer to settle your claim quickly and hassle-free.
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Need to make a taxi breakdown cover claim?
Call our team on 01323 416706
UK Sure Customers Services
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