Breakdown Cover Insurance
You can’t guarantee that you won’t break down, but you can ensure that, if you do, you’ll have cover in place. Depending on the level of cover chosen, with UK Sure motor breakdown insurance, you get help with your vehicle when you need it most. Protect your business with reliable breakdown cover for taxi drivers. Enjoy peace of mind with excellent support and quick response times.
Suitable for
→ Private cars or motorcycles aged 15 years or less
→ Taxi & Courier Drivers
→ Taxi/Couriers with light commercial vehicles less than
10 years of age.
Not Suitable for
→ Vehicles weighing over 3,500kg
→ People driving a minibus, motorhome, horsebox or limousine
→ For European trips exceeding 90 days.
Levels of Breakdown Cover
Standard Recovery
→ Help to repair your vehicle at the roadside in the UK when you are more than ¾ mile from your home.
→ If your vehicle cannot be repaired within 60 minutes, your vehicle, you, and the passengers will be transported to the nearest garage (within 20 miles).
→ If recovery to the nearest garage is not possible or the repair cannot be made the same day, your vehicle, you and the passengers will be transported to your home or a chosen destination, provided this is 20 miles or less from where the breakdown took place.
→ Recovery of a trailer or caravan if attached to your vehicle.
→ Misfuelling cover – up to £250 to pay for the cost of draining incorrect fuel, and replacement with up to 10 litres of correct fuel.
→ Key cover – to recover you to your home or a garage/dealership if you lose or break your keys or lock your keys in your vehicle.
National Recovery
→ Everything covered by the Standard Recovery policy but with additional nationwide recovery.
→ Recovery of your vehicle if you are medically unfit to drive.
→ Overnight accommodation or alternative travel as an alternative to recovery.
National Plus
→ All the same benefits as National Recovery plus help to repair your vehicle at home or within ¾ mile from home.
European
→ Help to repair your vehicle at the roadside.
→ Up to £150 towards reimbursement of costs of being towed to a place of safety following a breakdown on a motorway or major public road in France and some other European countries.
→ If your vehicle cannot be repaired within 60 minutes, your vehicle, you, and the passengers will be transported to the nearest garage.
If your vehicle cannot be repaired the same day, alternative transport (up to £500) and/or emergency accommodation (up to £1,000 in total per breakdown) cover whilst your vehicle is being repaired.
→ Suitable cover in the event of a breakdown near the end of your trip if there is insufficient time to repair the vehicle.
European Plus
→ Everything covered by European Recovery plus help to repair or recover your vehicle at home or within ¾ miles from home.
Insurance policies
Our insurance policies are straightforward, affordable, and can be bought online in minutes!
Experiencing a breakdown of a flat tire, engine problem, or electrical issue can be a daunting experience, especially when your car is essential for your work. With a Motor Breakdown Insurance policy from UK Sure, you can alleviate some of that stress, knowing a trained professional will be available to assist with repairs or provide transportation to your home or the nearest garage if necessary.
At UK Sure, we provide various coverage options, allowing you to select the policy that best suits your needs, whether you require nationwide assistance or coverage for trips to Europe.
Policy Documents
Frequently Asked Questions
Question: What is a breakdown cover for a taxi?
Taxi Breakdown Cover is a customised recovery solution crafted specifically for taxis or private hire vehicles involved in ferrying passengers. It's a known fact among taxi drivers that vehicle downtime can have a significant impact, both time-wise and financially.
Question: Which insurance is best for a taxi?
Private hire insurance
Sometimes called 'private hire and reward insurance', you need this type of cover if you provide a taxi service where customers must pre-book their journeys. These include: Minicab drivers - Including drivers using ride-hailing apps like Uber.
Question: What does breakdown cover
Breakdown cover is insurance that means you can get help if your vehicle breaks down. For example, if you get a flat tyre or your engine breaks down, you can call for roadside assistance. When your mechanic arrives, they'll try to fix your vehicle there and then (otherwise known as roadside assistance).
Question: How to choose a breakdown cover?
You can either opt for cover for a specific car, van or motorbike or you can take out personal cover which protects you no matter what car you're driving, or if you're travelling as a passenger. Buying personal cover is typically more expensive, so only go for this if you think you'll need it.
Question: Can I get breakdown cover for 1 day?
It could be just for a single day, or for several days. It's the ideal solution if you don't need an annual policy, but want to be covered for breakdowns alongside your insurance.
Question: Is breakdown worth it?
The answer, to put it simply, is probably “yes”. Breakdowns can and do happen - in fact, there are thousands every day on UK roads - so if you drive your car regularly then it's worth having some kind of breakdown cover. Otherwise, you could end up stuck at the roadside for hours and end up paying hefty call out fees.
Question: Does breakdown cover count as insurance?
Breakdown cover is an extra service which isn't included in standard car insurance policies. Car insurance helps you cover costs if you've had an accident. Breakdown cover helps you with recovery and repairs when your car's broken down.
Do you have a question about taxi breakdown cover? Submit your question here
How our customers rate us
Muito bom, fiquei satisfeito!
Carlos Wilker
2024-11-20
Ricardo Ribeiro
2024-11-11
very happy with the services provided, they help with everything we need and are always available to help us and clarify any doubts, super grateful for the help and work they do to help us get everything done, I love it and I recommend it
Carlos Farinha
2024-10-30
I highly recomend this insurance dealer. I was completely impressed with their professionalism and customer service. 100%...Exceeding my expectation...