Campervan Insurance
As well as being a legal requirement, Campervan Insurance will give you peace of mind whether you take your vehicle out once a year or every weekend. We offer Campervan Insurance for vehicles of any shape and size, so it is well worth taking the time to get a quote.
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At UK Sure, we work with a variety of insurers so that you can get the campervan insurance you need no matter what kind of camper you own.
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Types of Campervan we insure
Professional conversions
This is designed for owners who have used a specialist company to carry out a full, expert update of their vehicle.
This type of campervan cover is bespoke and can be individually tailored to meet your unique requirements. To get an insurance quote for your converted campervan speak to us today.
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Classic campervan insurance
Our classic campervan policies cover campervans built before 1992. A typical policy includes 12 months’ fully comprehensive cover, which safeguards you against fire, theft, accidental damage, vandalism, and any third-party claims for a year. It also includes legal expenses up to £100,000 and personal belongings cover up to £1,000 and can be extended to include ‘agreed value’, where we’ll agree on the value of your campervan at the start of your policy, including spare parts and any claims will be dealt with on an agreed value basis.
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We offer this across all styles of vans, including fixed-roof and high-top campervans. Classic models that we can cover include VW T2 Split Bays, VW Devon T2s, and the VW Westfalia Joker.
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Self-build
If you’ve recently started a self-build campervan project, you’ll likely be excited about all that your new vehicle can offer. Whether you’ve built it from scratch or reimagined a standard van, you’ll need to seek specialist insurance.
We might be able to help. Call us on 01323 416706 to tell us about your vehicle. From there, we’ll let you know if we think we can insure your campervan and provide you with a quote.
Whatever the style of your campervan, whether it’s high-top, raised-roof, or fixed-roof, we’ve got the cover to suit you. As with other types of insurance, the more comprehensive your high-top, raised-roof, and fixed-roof campervan insurance policy is, the more protected you’ll be.
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Comprehensive cover includes the following:
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Awning, gas bottle, and generator cover up to £2,000
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Emergency accommodation cover for a maximum of 14 days
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Personal effects (for equipment and personal belongings related to camping and/or caravanning)
How to buy Campervan Insurance
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Submit a quote online
Pick what you need. Only pay for the benefits you require! If you dont take your Campervan abroad you dont need to pay for Continental use. The same way you may only require UK breakdown instead of UK and EU coverage.
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Check your details and payment options
Get ready to secure your peace of mind! Once you've reviewed your quote details and are excited to move forward, simply confirm your preferred payment method, and we'll activate your insurance starting from your chosen date. Let's get you covered!
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UK Sure does the hard work
We dive right in, comparing Campervan insurance quotes from top insurers just for you! We’ll consider all the benefits you need. Get ready for a bespoke quote tailored to your insurance needs, which we’ll email to you along with exciting payment options.
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Policy Sorted
As soon as we get your confirmation, we'll activate your policy and send you the documents right away! You can kick back and relax, knowing your precious vehicle is fully insured. Plus, if you ever need to make a claim, we're here to help you every of the way!
How do claims work?
Our claims process
Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your vehicle back on track quickly – and with a minimum of fuss. That’s why you get access to a dedicated claims team who will strive to liaise with your insurer to get your claim settled quickly and hassle-free.
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Need to make an insurance claim? Call our team on 01323 416706
Tam de Franca - Claims
What is Campervan Insurance?
Is it required?
Let’s start at the beginning and discuss campervan insurance. Getting insurance for your campervan is like getting motor or home insurance in many ways.
Campervan insurance protects you and your van when something goes wrong. This coverage applies to both trips with campervans and when your campervan is in storage.
There are some key differences between campervan insurance, motor insurance, and home insurance that you should consider. The differences lie mostly in the items and events that are covered.
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Campervan insurance varies greatly depending on the type of campervan you have, its classification, how often you use it, whether you live in it, and many other factors.
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Is Campervan Insurance Required?
Campervan insurance is as necessary to have as it is on a car or other vehicle you use on the road. And the last thing you want to think about on holiday is an accident, damage, loss, or theft.
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Even the most cautious owner will suffer unexpected accidents through no fault of their own. This can leave you exposed to expensive repairs and spare parts, as well as additional stress.
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Hardy campers brave the fast-changing British weather as they tour the countryside, but floods, strong winds, severe storms, and snowfall can do significant damage to your campervan.
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Campervans are also susceptible to theft. Also, if your vehicle has expensive equipment and electronics on board, you should take out insurance.
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Campervan accidents happen. Most claims from campervan insurance are made in the event of accident damage. Don’t get stuck with high bills because you don’t have adequate campervan insurance.
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If you have a loan out on your campervan, most banks will insist you have insurance to cover any damages. Even if you don’t have a loan on your campervan, you still need an insurance policy.
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Depending on which policy you choose, your insurance company can protect you in case a person from your campervan is injured. It also protects your investment should something happen to your campervan.
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What should I look for in a Campervan Insurance Policy?
​Think of everything that could go wrong with using your campervan or when it is in storage. Then consider what you would do in response. Would you have the money to pay for the damages?
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It may be helpful to think about some of these scenarios.
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Accidents in Europe: becoming a party in an accident in Europe is different from being a party in an accident in the UK.
Glass Replacement: one of the most common types of insurance claims filed for campervans is glass replacement for the windscreen or windows. If you commonly drive on roads with HGVs or down unmade roads you are at high risk for cracks and chips to your windshield.
Crash or Accident: from minor damage like backing up into a tree to a major accident, campervan insurance will have you covered.
Vandalism: you hope it will never happen to you but consider coverage to protect against vandalism. Smashed windows and van fires can be costly to cover on your own.
Theft: many campervans have expensive electronics and other home items inside of them. This makes them a target for thieves. Would you be able to cover stolen items on your own?
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Legal fees: if you ever find yourself in a legal dispute, campervan insurance can help you pay the expensive legal fees related to any disputes surrounding your campervan.
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After you consider all the things that can happen to you, choose an insurance policy that will cover your needs. Also, if you have more than one person driving, they will need to be included in your insurance policy.
What is motorhome insurance?
The difference between a campervan and a motorhome
Motorhome insurance is a type of motor cover that's specific to motorhomes and campervans. This type of insurance can cover your vehicle, you, and your passengers for damage, accidents, and theft. Just like car insurance, motorhome insurance is a legal requirement.
Campervan insurance varies greatly depending on the type of campervan you have, the classification of the van, how often you use it if you live in it, and many other factors.
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Both campervans and motorhomes are self-contained units that allow you to travel and sleep comfortably. There are differences that affect your insurance.
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A campervan is small and has basic sleeping, washing, and cooking provisions. Many people insure these under van or car insurance and miss out on insurance benefits.
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A motorhome’s use is to provide transportation and self-contained living accommodations. They come in a variety of sizes including coach-built, self-build, and A-Class. The motorhome has areas that are clearly defined in purpose such as sleeping, living, driving, and contains permanent sinks and cupboards.
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The Driver and Vehicle Licencing Agency (DVLA) defines motorhomes as motor caravans. They require a specialist insurance policy.