Looking for comprehensive goods in transit insurance?
Our policies provide excellent coverage. Get a quote online in minutes, and protect yourself today.
If you use your vehicle to deliver goods for customers, you will need our Goods in Transit Insurance, Public Liability Insurance, and Employers' Liability Insurance, designed specifically for Couriers, all under one policy underwritten by The Salvation Army General Insurance.
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Goods in Transit Features
Since our founding in 2019, we have helped countless professional drivers get the protection they need.
Our flexible, affordable coverage can insure: Couriers, Van owners who transport goods for payment, Delivery drivers, Lifestyle couriers, and more.
We’ve gained a deep understanding of the challenges you face and can tailor coverage to meet your needs.
Goods in Transit insurance with UK Sure brings you the following benefits and features as standard:
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Cover up to 25 vehicles in one policy
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Cover for Vehicles up to 8.25 tonne maximum authorised mass
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Designed for Light Haulage, Courier and Parcel Delivery Companies
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Coverage for Sub-contractors (subject to a maximum of 20% of annual turnover)
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Wide European Territorial Limits included as standard
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CMR (Convention on the Contract for the International Carriage of Goods by Road) cover is included as standard
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Hand-held Scanner cover to £1,000 automatically included
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Option to extend to include Public and Employer’s Liability
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Choice of your contract limit per vehicle
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BUT
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£50,000 cover automatically included for TNT, FEDEX, Parcelforce, DHL, Yodel, UK Mail, Amazon, DPD, and Hermes at no additional charge.
Goods in Transit Insurance.
What is it?
Goods in transit insurance covers the cargo (goods or products) you transport from one location to another as part of your courier work.
It is not a legal requirement, but it is highly recommended to cover the risks you face when transporting other people’s goods. Without it, you could be held personally liable for issues arising while delivering goods.
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Couriers and haulers also need insurance for their vehicles and public liability. Alongside these, goods in transit insurance provides full cover for the risks you face while out on the road.
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It could only take an emergency stop in a vehicle to send tens of thousands of pounds worth of products tumbling into each other and causing irreparable damage. Or the security of your vehicle might be compromised while goods are transported between destinations, with items stolen as a result.
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Goods in transit insurance protects the goods you transport as a courier against damage or destruction, loss, theft, delayed delivery, and consequential losses for items not delivered correctly.
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Whilst a courier van insurance policy protects the driver and the vehicle, goods in transit cover the cargo on board (goods and products).
Understand Goods in Transit Insurance
Public Liability
Whilst in many instances your business motor insurance policy will cover damage or injury to third parties whilst using the vehicle, there are many instances where your business will bring you into contact with the public outside the everyday use of the vehicle. For instance, whilst loading or unloading, making a delivery to premises, and access by the public to your business premises. In such circumstances, Public Liability cover will protect you against injury to persons or damage to property caused by you whilst carrying out your business activities.
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A Public Liability policy will protect you against the costs of compensation to be paid out as well as the legal expenses incurred during the claims process!
Employers' Liability​​
If you are unsure whether you are required to carry Employers’ Liability cover, you should seek professional advice. Further information can be found at http://www.hse.gov.uk/pubns/hse40.pdf. If you are an employer, you are legally obliged to have employer liability insurance. You can be fined up to £2,500 for every day you do not have appropriate insurance. Employers’ liability insurance covers the cost of compensation and any associated legal fees.
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Is it required as a contractor?
Some of the larger networks, such as DHL, TNT, and Parcelforce, may require you to have this cover in place before you can commence work. You should seek advice on whether you need this cover from your employer.
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How much employer liability coverage do I need?
Under the terms of the Employers’ Liability (Compulsory Insurance) Act 1969, you are required to have a minimum indemnity limit of £ 5 million.
Goods in Transit Optional Extras
How to buy Goods in Transit Insuarnce
Submit a quote online
Pick what you need! Buy goods in transit
insurance only or select Public Liability and
employers liability as an add-on. Submit your details now for a personalised quote and stay covered
on the road.
Check your details and payment options
Get ready to secure your peace of mind! Once you've reviewed your quote details and are excited to move forward, simply confirm your preferred payment method, and we'll activate your insurance starting from your chosen date. Let's get you covered!
UK Sure does the hard work
​We dive right in, comparing goods in transit quotes from top insurers just for you! We’ll consider all the benefits you need. Get ready for a bespoke quote tailored to your insurance needs, which we’ll email to you along with exciting payment options.
Policy Sorted
As soon as we get your confirmation, we'll activate your policy and send you the documents right away! You can kick back and relax, knowing your shop is fully insured. Plus, if you ever need to make a claim, we're here to help you every of the way!
How do claims work?
Tam de Franca - Claims
Our claims process
Unlike price comparison websites, we take the hassle out of claims. We know how important it is to get your business back on track quickly – and with minimum fuss. That’s why you get access to a dedicated claims team that will strive to liaise with your insurer to settle your claim quickly and hassle-free.
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Need to make a goods in transit insurance claim?
Call our team on 01323 416706
UK Sure Customer Services
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