Affordable Goods in Transit
Insurance for Removal Contractors
Choose between £10K, £25K and £50K Cover
Goods in Transit for Removal Contractors
Goods in Transit Insurance
Our specialist courier team provides insurance cover for businesses that transport goods for customers, helping to protect against the financial impact of loss or damage following an accident during transit.
​
Who the product is suitable for:
-
Those who transport goods either on behalf of someone else or their goods
-
Tradespeople looking to cover their tools while in transit in their vehicle
-
Haulers who need all risks or RHA cover
-
Haulers requiring CMR cover
-
Those transporting refrigerated goods
​
Goods in Transit for Removal Contractors
Features & Benefits:
-
Tools cover includes a 20% co-insurance clause for theft or attempted theft from a vehicle outside of working hours, where the insurer will pay 80% of the loss/damage
-
Trailer Cover Extension
-
European cover available for Haulage and Freight
-
An economy product is available which excludes high theft risk goods
-
Extension available to cover refrigerated goods
​
This policy
✔ Choose your level of Cover from £10K to £50K
✔ Optional Public Liability and Employers Liability
✔ Pay annually or in installments
✔ £10K Cover costs only £282.70 per year
Protecting Removal Contractors since 2019
Since our founding in 2019, we have helped countless professional drivers get the protection they need.
Our flexible, affordable coverage can insure:
-
Removers
-
Van owners who transport goods for payment
-
Man and Van Business
-
Lifestyle Removal Contractors
We’ve gained a deep understanding of the challenges you face and can tailor coverage to meet your needs.
Why Choose UK Sure
If your business involves being contracted to move goods from one place to another, delivering these items safely and without damage will be a high priority. We specialise in providing insurance for the transportation sector. We can help you obtain appropriate levels of coverage to suit your business and can provide goods in transit cover either as standalone coverage or as part of a courier insurance policy.
Our specialist team is available to take your call and discuss your requirements.
Goods in Transit Insurance. What is it?
Goods in transit insurance covers the cargo (goods or products) you transport from one location to another as part of your removals business.
It is not a legal requirement, but it is highly recommended to cover the risks you face when transporting other people’s goods. Without it, you could be held personally liable for issues arising while delivering goods.
​
Removers and haulers also need insurance for their vehicles and public liabilities. Alongside these, goods in transit insurance provides full cover for the risks you face while out on the road.
​
It could only take an emergency stop in a vehicle to send tens of thousands of pounds worth of goods tumbling into each other and causing irreparable damage. Or the security of your vehicle might be compromised while goods are transported between destinations, with items stolen as a result.
​
Goods in transit insurance protects the goods you transport as a removal contractor against damage or destruction, loss, theft, delayed delivery, and consequential losses for items not delivered correctly.
​
Whilst a removals van insurance policy protects the driver and the vehicle, goods in transit cover the cargo on board (goods and products).
​
Additionally, goods in transit cover often come with £10m of public liability insurance and £5m of employers’ liability insurance – handy protection against the risks you and any employees face while delivering goods.
​
Typical items covered for removal contractors under a goods-in-transit policy include furniture, electrical goods, valuable antiques, etc.
​
Cover for up to £50,000 per load is available, with individually listed items also covered up to £1,000. The driver’s own personal effects can also be covered up to £200.
How much does Goods in Transit Insurance cost?
UK Sure pricing is straightforward. The table below shows UK Sure Goods in Transit prices for 1 vehicle.
You can quote and buy online Goods in Transit for Removal Contractors using this quote form
​
UK Sure Goods in Transit prices are:
£10,000 Premium costs £322.70
£25,000 Premium costs £410.12
£50,000 Premium costs £528.75
​
​
Pick and Mix
✔ Choose your level of Cover from £10K to £50K
✔ Optional Public Liability and Employers Liability
✔ Pay annually or in installments
✔ £10K Cover costs only £322.70 per year
​
The insurance packages we offer for removers ensure that you have the complete cover that protects your removal van, your livelihood, and the items you are taking, whether you need furniture remover goods in transit insurance as a man and van operation or have a large fleet of removals vans, our goods in transit for furniture removers cover everything you need and what your customers want covered.
Dealing with house moves, day in and day out, means you will need the right furniture removal goods in transit policy, and also staff who are experienced, know your industry, can offer information in the event of a claim, and get your documents to you as soon as possible.
Thankfully, we have been insuring removal companies for years and the knowledge and experience we have as well as the great relationship we have with the insurers means we can offer cheap remover insurance policies with extensive cover.
European Goods in Transit Cover
Our policies are all risks so you are covered up to the full limit of your policy (minus your excess which is standard on every type of insurance). We can also accommodate EU Removals cover so if you are a European Removals company, we can insure the movement of household goods for any of your outgoing ex-pats (or even incoming re-pats!)
Even if you trade as Man and Van services, if you carry out transports with multiple items of household items or furniture, insurers would class this as removals!
Our policies are all risks which means that whatever limit you cover your goods at, you are covered at this limit. So choosing a £15,000 limit to cover the goods you carry means this is the limit you are covered to. This may seem obvious but there are many Goods in Transit policies around that don't offer such a comprehensive policy as we do and have clauses that mean you won't get paid out what you think you will, such as weight-based policies (payout on £15 per box, for example).
Liability Insurance for Removal Contractors
Our Liability Insurance for furniture movers provides you with the full coverage that you and your business need all with flexible payment methods. We'll cover you for:
-
Removers public liability
-
Removers employers liability
Examples of incidents where you need liability insurance:
-
You don't provide your employee with the right equipment for a move, a back brace or gloves for example, and they injure themselves while carrying out a move - Employer liability
-
You are in a customer's house collecting furniture and drop an item damaging their wooden floor.
Definition of Furniture Removals
You are a remover if:
-
You carry out home or office moves
-
Man and van work which involves transporting multiple items of household goods for the same customer
-
You use your vehicle to solely transport household items
-
Your vehicle weighs more than 7.5 tonnes (although we can cover vehicles at 3.5 tonnes)
Having the right insurance is vital. Your place of work is out on the road and in and out of other people's properties so it's inevitable that you'll run across the occasional problem. Make sure that these problems don't hit you harder than they have to. What you carry is as precious to your clients as your business is to you.
UK Sure Customes Services
Related Products