Save time and money with
Cheap Motorhome insurance
As well as being a legal requirement, Motorhome Insurance will give you peace of mind whether you take your vehicle out once a year or every weekend. We offer Motorhome Insurance for vehicles of any shape and size, so it is well worth taking the time to get a quote.
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At UK Sure, we work with a variety of insurers so that you can get the motorohome insurance you need no matter what kind of motorhome you own.
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Here are the types of motorhomes that we can typically insure:
Classic motorhomes
Enjoy the quintessential British motorhome experience with classic Motorhome Insurance from UK Sure. We can cover a range of classic models, with breakdown cover available on all up to 20 years old.
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Campervans
From quirky conversions to vintage Volkswagens, we understand how much your campervan means to you. That’s why at UK Sure, we work to find insurance quotes that give you full coverage should anything go wrong.
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American RVs
American-style recreational vehicles (RVs) are becoming increasingly popular in the UK thanks to their wealth of interior space and next-level amenities. At UK Sure, our Motorhome Insurance policies can cover even the most luxurious RVs, freeing you to take to the open road in style.
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Policy Features & Benefits
Continental Use 270 days as standard with no green card required
Protected no claims bonus available
Cover for drivers age 25 to 79 years (Proposer must be aged 30 years or over)
In car audio and visual equipment cover up to £500
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Comprehensive cover includes the following:
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Awning, gas bottle and generator cover up to £2,000
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Emergency accommodation cover for a maximum of 14 days
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Personal effects (for equipment and personal belongings related to camping and/or caravanning)
How to buy Motorhome Insurance
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Submit a quote online
Pick what you need. Only pay for the benefits you require! If you dont take your motorhome abroad you dont need to pay for Continental use. The same way you may only require UK breakdown instead of UK and EU coverage.
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Check your details and payment options
Get ready to secure your peace of mind! Once you've reviewed your quote details and are excited to move forward, simply confirm your preferred payment method, and we'll activate your insurance starting from your chosen date. Let's get you covered!
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UK Sure does the hard work
We dive right in, comparing Motorhome insurance quotes from top insurers just for you! We’ll consider all the benefits you need. Get ready for a bespoke quote tailored to your insurance needs, which we’ll email to you along with exciting payment options.
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Policy Sorted
As soon as we get your confirmation, we'll activate your policy and send you the documents right away! You can kick back and relax, knowing your precious vehicle is fully insured. Plus, if you ever need to make a claim, we're here to help you every of the way!
How do claims work?
Our claims process
Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your vehicle back on track quickly – and with a minimum of fuss. That’s why you get access to a dedicated claims team who will strive to liaise with your insurer to get your claim settled quickly and hassle-free.
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Need to make an insurance claim? Call our team on 01323 416706
Tam de Franca - Claims
What is motorhome insurance?
The difference between a campervan and a motorhome
Motorhome insurance is a type of motor cover that's specific to motorhomes and campervans. This type of insurance can cover your vehicle, you, and your passengers for damage, accidents, and theft. Just like car insurance, motorhome insurance is a legal requirement.
Campervan insurance varies greatly depending on the type of campervan you have, the classification of the van, how often you use it if you live in it, and many other factors.
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Both campervans and motorhomes are self-contained units that allow you to travel and sleep comfortably. There are differences that affect your insurance.
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A campervan is small and has basic sleeping, washing, and cooking provisions. Many people insure these under van or car insurance and miss out on insurance benefits.
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A motorhome’s use is to provide transportation and self-contained living accommodations. They come in a variety of sizes including coach-built, self-build, and A-Class. The motorhome has areas that are clearly defined in purpose such as sleeping, living, driving, and contains permanent sinks and cupboards.
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The Driver and Vehicle Licencing Agency (DVLA) defines motorhomes as motor caravans. They require a specialist insurance policy.
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What type of insurance do I need?
It depends on your needs. There are three main types of insurance for motorhomes:
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Third party – the minimum level of cover you’ll need to drive on UK roads. This will only cover the cost of compensating other people for injury or damage you cause to them or their vehicle.
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Third party, fire and theft – this offers the same level of cover as third party, but also offers cover if your motorhome is stolen, damaged or destroyed by fire.
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Fully comprehensive – this includes cover for all of the above, but could also cover your motorhome if it’s damaged or destroyed by an event that’s your fault.
The following might also come as standard with some motorhome policies:
Personal belongings cover – to protect any belongings you keep in your motorhome or camper.
Awning cover – to cover you for damage to an awning because of a storm.
Windscreen cover – to cover the cost of chips or cracks to your windscreen.
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There are also specialist motorhome policies that offer extended cover – for European road trips, for example. Although some providers may offer this as an add-on to a policy for an extra cost.