Static Caravan
Insurance Cover

You’ll be covered for your caravan up to £200,000. as well as its contents up to your selected sum insured.

​If the caravan is rendered unusable during an insured event, you’ll be covered up to 20% of the sum insured.

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What are you covered for?

With a UK Sure Static Caravan Insurance policy, you’ll be financially covered for the caravan (up to a maximum of £200,000) and its contents (up to a maximum of £25,000) either on a ‘New for Old’ or ‘Market Value basis’ (as long as your caravan is 10 years old or under) and you’ll have public liability cover up to £5,000,000. Cover includes financial protection in the case of: 

• Fire 

• Lightning 

• Explosion 

• Earthquake 

• Storm 

• Flood 

• Freezing 

• Escape of water from fixed water or heating systems, washing machines or dishwashers 

• Oil escaping from a fixed heating system, riot 

• Civil commotion, strike, labour, or political disturbance 

• Malicious persons 

• Theft or attempted theft 

• Loss of use and hiring charges if the caravan is rendered unusable (up to 20% of the sum insured) 

• Accidental damage to underground services

• Accidental damage to sanitary ware and fixed glass

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What aren't you covered for?

As with any insurance policy, our Static Caravan Insurance has some exclusions, including: 

• Damage from the use of portable heaters with a naked flame 

• Damage to the caravan and/or contents unless the caravan is securely anchored to the ground at four (or more) points of the chassis or is fully skirted. 

• Damage caused by domestic pets.

• Caravans older than 40 years in age will not be covered. 

The product is also not suitable for touring caravans or static caravans that are used for business purposes, other than let commercially to holidaymakers.