Save time and money with Cheap Tools in Transit
UK Sure Tools in Transit Insurance provides cover in the event that tools belonging or hired to you are lost, destroyed or damaged whilst being loaded in or upon, carried by, temporarily housed in or upon, or being unloaded from your vehicle.
We have 3 levels of cover ranging from £1,000, £3,00 and £5,000. Our cover starts as little as £68 per year.
What can we cover
Portable hand tools, portable power driven tools and trade goods which are used or required during the course of Your insured business activities within the Territorial Limits
Policy Benefits
→ Your tools are insured only whilst being loaded in or upon, carried by, temporarily housed in or upon, or being unloaded from an Insured Vehicle.
→ Accidental loss, destruction or damage to trade goods is insured only when the accidental loss, destruction or damage occurs as a result of the Insured Vehicle being involved in a Road Traffic Accident which leads to a claim on Your motor insurance policy.
→ If your tools in transit are stolen, destroyed or damaged whilst in your motor vehicle we will pay you their value less depreciation or replace them.
→ This cover is limited to two claims in any period of insurance and the total amount we will pay for all claims in any one period of insurance will not exceed the sum insured.
→ In the event of an accepted claim, we will either pay you for the value of your tools in transit, less depreciation, or provide replacement tools in transit at our discretion.
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Policy Exclusions
→ The excess payable for each claim which is £100
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→ Any tools in transit that you cannot give us evidence of ownership for.
→ Costs incurred in respect of a recovery further than 20 miles for Standard Recovery
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→ Your tools in transit are not covered for theft or attempted theft from any unattended motor vehicle where the motor vehicle has been left unattended and you have not checked the motor vehicle or your tools in transit in it for more than 48 hours.
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→ Theft of laptops and/or mobile phones and/or any other mobile communications equipment.
Suitable for
→ Tradesman
Not Suitable for
→ Courier drivers who deliver parcels.
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Why buy Tools in Transit Insurance with UK Sure?
→ Our insurance policies are straightforward, affordable and can be bought online in minutes.
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→ Our low cost Tools in Transit insurance product has a number of great benefits that will cover you for a different range of contingencies such as: Cover from £1,000 to £5,000, Handheld tools, Power tools, Trade goods
with a low excess of £100.
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→ We offer multiple levels of cover ranging from £1,000, £3,000 and £5,000.
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Policy Documents
UK Sure Motor Breakdown Insurance FAQs
What is Tools in Transit Insurance?
→ This insurance will cover the cost of repair or replacement of tools if they are damaged or stolen whilst being loaded or unloaded, carried or temporarily housed in your vehicle.
How can Tools in Transit protect you?
→ It can protect against theft and damage, ensuring you can quickly get back to work and not lose any earnings or be out of pocket purchasing new tools.
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Is Goods in Transit the same as Tools in Transit?
→ No. Tools in Transit insurance protects your tools and Goods in Transit insurance (also known as GIT insurance) insures your property if it is lost, stolen, damaged, or not delivered while it is being moved.
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Is there and excess
→ Every Tools in Transit Insurance comes with a £100 Excess as standard.
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