UK Sure Tools in Transit Insurance provides cover in the event that tools belonging or hired to you are lost, destroyed, or damaged whilst being loaded in or upon, carried by, temporarily housed in or upon, or being unloaded from your vehicle.
We have 5 levels of cover ranging from £1,000 to £7,500. Our cover starts as little as £68 per year.
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What can we cover
Portable hand tools, portable power driven tools and trade goods which are used or required during the course of Your insured business activities within the Territorial Limits
Policy Benefits
→ Your tools are insured only whilst being loaded in or upon, carried by, temporarily housed in or upon, or being unloaded from an Insured Vehicle.
→ Accidental loss, destruction, or damage to trade goods is insured only when the accidental loss, destruction, or damage occurs as a result of the Insured Vehicle being involved in a Road Traffic Accident which leads to a claim on Your motor insurance policy.
→ If your tools in transit are stolen, destroyed, or damaged whilst in your motor vehicle we will pay you their value less depreciation or replace them.
→ This cover is limited to two claims in any period of insurance and the total amount we will pay for all claims in any one period of insurance will not exceed the sum insured.
→ In the event of an accepted claim, we will either pay you for the value of your tools in transit, less depreciation or provide replacement tools in transit at our discretion.
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Policy Exclusions
→ The excess payable for each claim which is £100
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→ Any tools in transit that you cannot give us evidence of ownership for.
→ Costs incurred in respect of a recovery further than 20 miles for Standard Recovery
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→ Your tools in transit are not covered for theft or attempted theft from any unattended motor vehicle where the motor vehicle has been left unattended and you have not checked the motor vehicle or your tools in transit in it for more than 48 hours.
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→ Theft of laptops and/or mobile phones and/or any other mobile communications equipment.
Suitable for
→ Tradesman
Not Suitable for
→ Courier drivers who deliver parcels.
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Why buy Tools in Transit Insurance with UK Sure?
→ Our insurance policies are straightforward, affordable, and can be bought online in minutes.
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→ Our low-cost Tools in Transit insurance product has a number of great benefits that will cover you for a different range of contingencies such as Cover from £1,000 to £7,500, Handheld tools, Power tools, Trade goods with a low excess of £100.
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→ We offer multiple levels of cover ranging from £1,000 to £7,500.
Policy Documents
UK Sure Motor Breakdown Insurance FAQs
What is Tools in Transit Insurance?
→ This insurance will cover the cost of repair or replacement of tools if they are damaged or stolen whilst being loaded or unloaded, carried or temporarily housed in your vehicle.
How can Tools in Transit protect you?
→ It can protect against theft and damage, ensuring you can quickly get back to work and not lose any earnings or be out of pocket purchasing new tools.
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Is Goods in Transit the same as Tools in Transit?
→ No. Tools in Transit insurance protects your tools and Goods in Transit insurance (also known as GIT insurance) insures your property if it is lost, stolen, damaged, or not delivered while it is being moved.
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Is there and excess
→ Every Tools in Transit Insurance comes with a £100 Excess as standard.
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How to buy
Simple Steps to Secure Coverage – Buy Insurance with Ease!
Submit a quote online
Pick what you need! Buy tools in transit
insurance for protecting your vehicles and tools, If you dont take your tools in transit abroad you dont need to pay for Continental use. The same way if only UK breakdown is required
Check your details and payment options
Get ready to secure your peace of mind! Once you've reviewed your quote details and are excited to move forward, simply confirm your preferred payment method, and we'll activate your insurance starting from your chosen date. Let's get you covered!
UK Sure does the hard work
​We dive right in, comparing tools in transit insurance quotes from top insurers just for you! We’ll consider all the benefits you need. Get ready for a bespoke quote tailored to your insurance needs, which we’ll email to you along with exciting payment options.
Policy Sorted
As soon as we get your confirmation, we'll activate your policy and send you the documents right away! You can kick back and relax, knowing your shop is fully insured. Plus, if you ever need to make a claim, we're here to help you every of the way!
How do claims work?
Tam de Franca - Claims
Our claims process
Unlike price comparison websites, we take the hassle out of claims. We know how important it is to get your business back on track quickly – and with minimum fuss. That’s why you get access to a dedicated claims team that will strive to liaise with your insurer to settle your claim quickly and hassle-free.
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Need to make a tools in transit insurance claim?
Call our team on 01323 416706
UK Sure Customer Services
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