Van Insurance
UK Sure commercial vehicle insurance provides great cover for the professional tradesperson, meaning you can go about your work knowing that you are fully covered.
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Our commercial vehicle broker team has many years of experience and can offer competitive rates with our panel of insurers.
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If you’re not planning on using your van as part of your work or business, you need personal van insurance. On some insurance policies, you’ll often see personal van insurance being called ‘private van insurance’ or listed as cover for ‘social and domestic use’.
If you intend to use your van as part of a business or even as part of your commute, then you need commercial van insurance.
If you use your van to deliver parcels or goods then you need hire & reward insurance.
Tradespeople
If you own a van, whether for personal use or business purposes, you are legally required to have insurance for it. The specific type of insurance will depend on how you use the van (e.g., personal, business, or commercial use).
Business Owners
If your business uses a van (e.g., for deliveries, transporting goods, or other commercial activities), van insurance is a necessity to protect both the vehicle and your business operations. Business van insurance is essential for covering the vehicle and its use in a professional capacity.
Freelancers and Self-Employed Individuals
If you're self-employed and rely on a van for work (e.g., tradespeople, couriers, or delivery drivers), you will need van insurance to cover any potential damages, liabilities, or accidents while on the job.
Some of the companies we help include:
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* Delivery and Courier Services ( Delivery Services, Food and catering business, and Postal and Storage Businesses)
Companies like Amazon, eBay, and local delivery services often use vans for shipping products to customers.
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* Moving and Storage ( Van rentals and Storage Services)
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* Construction and Trades ( Plumbers, Electricians, Contractors, and Builders. Also
Landscaping businesses)
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* Cleaning and Maintenance Services ( Commercial and Residential Cleaning Companies and also Maintenance Services)
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* Event Planning and Catering ( Catering Services and Event Set-Up)
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* Mobile Services ( Mobile Pet Grooming, Mobile Mechanics, Mobile Hair Salons, Mobile Car Detailing and Valeting). Also, Mobile Clinics providing healthcare services
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* Retail and Wholesale ( Businesses operating mobile retail shops out of vans, such as food trucks, clothing vans, or accessory vendors)
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Our Claims Process
Unlike price comparison websites, we take the hassle out of claims for you. We know how important it is to get your vehicle back on track quickly – and with a minimum of fuss. That’s why you get access to a dedicated claims team that will strive to liaise with your insurer to get your claim settled quickly and hassle-free.
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Need to make an insurance claim?
Call our team on 0330 0550 993
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How
to Buy
Van
Insurance?
01. Submit a quote
Pick what you need. Only pay for the benefits you require! If you dont take your van abroad you dont need to pay for Continental use.
The same way if only UK breakdown is required
02. We do the work
We dive right in, comparing van insurance quotes from top insurers just for you! We’ll consider all the benefits you need. Get ready for a bespoke quote tailored to your insurance needs, which we’ll email to you along with exciting payment options.
03. Check details
Get ready to secure your peace of mind! Once you've reviewed your quote details and are excited to move forward, simply confirm your preferred payment method, and we'll activate your insurance starting from your chosen date. Let's get you covered!
04. Policy Sorted
As soon as we get your confirmation, we'll activate your policy and send you the documents right away! You can kick back and relax, knowing your precious vehicle is fully insured. Plus, if you ever need to make a claim, we're here to help you every of the way!
Why Van Insurance with UK Sure?
Personal Service
Because we’ve been matching commercial vehicle and fleet insurance providers and policies with owners for many years, we’re experienced enough to ensure you get the right cover.
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This is important. After all, for many businesses, their vehicle or fleet can be the second most valuable asset they own after commercial property and will be essential for turnover. For us, policies are all about protecting vehicles and drivers, as well as keeping you and your business on the move in the event of an accident.
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Key features of the policies we offer include cover for:
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Damage
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Third-party liability
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Passenger liability
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Foreign use
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Legal protection
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Flexible claims reporting
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Breakdown
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Courtesy vehicles
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Accident recovery
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Unauthorized movement
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Trailers
We arrange and tailor commercial vehicle and fleet policies for all types of businesses. This includes vehicles driven for business and private use, as well as fleets consisting of a mix of vehicle types (cars, vans, trucks, etc.).
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Our focus is always on comprehensive, flexible, and cost-effective cover provided by insurers who can offer an efficient claims service. After all, keeping your vehicles and drivers safely on the road is your number one priority and therefore ours.
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Fleet Insurance
You can benefit from fleet insurance if you have two or more vehicles. This can save you money—and a single policy for the whole business can minimise admin to keep life simple.
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UK Sure team are specialists at brokering insurance cover for companies and self-employed tradesmen. You can choose to insure your vehicles on a third-party fire and theft or a comprehensive basis.
Just tell us what you need. We can recommend policies that include*:
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Up to £5m coverage for third-party property damage
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Windscreen cover
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Foreign use and EU cover
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No Claims Discount Protection
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Public liability and employers’ liability insurance within a single package
*Policy limits and exclusions may apply, please see the policy wording for full terms and conditions.
Types of Van Insurance Policies
Third-party-only van insurance (TPO)
Third-party only is the minimum level of insurance required by law for drivers in the UK. It covers:
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Liability for injury to others (including passengers)
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Damage to third-party property
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Liability while towing a caravan or trailer
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Third-party, fire and theft van insurance (TPFT)
Third-party, fire, and theft cover everything that third party does, but also:
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Fire damage
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Theft
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Damage to any of your vehicles caused during theft
Comprehensive van insurance
A comprehensive policy will provide you with the most extensive level of cover, including everything covered by third party, fire and theft, and usually:
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Loss or damage to your vehicles
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Windscreen cover
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Personal effects
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Accidental damage
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Medical expenses
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